Private Money Lending

Individuals, who have a great deal of money at their disposal, may specialize in lending it to the people who find it hard to...

APR Vs. APY

Compound interest is the eighth wonder of the world. He who understands it, earns it ... he who doesn't ... pays it. ― Albert Einstein Compound...

Borrowing Against 401(k)

The 401(k) plan is a type of retirement plan that meets the requirements of Internal Revenue Code Section 401(a) and the Employee Retirement Income...

Cosigner Responsibilities

You are in urgent need of a loan, but due to a bad credit history or no credit history at all, the loan granter...

What is an Auto Title Loan

An auto title loan is taken on short term; generally, for not more than 30 days. It is secured by using the title of...

Loan Underwriting Process

When a person applies for a loan, he is termed to be an endorser or applicant of the loan. A person or organization who...

Sources of Consumer Credit

Credit occupies a prominent place in commercial affairs, undertaken by many people. It provides an opportunity to avail the benefit of purchases of goods...

What are Residential Hard Money Loans

Hard money loans are a popular way of financing in those areas where traditional lending companies are hesitant to step in. This type of...

What is a Subprime Loan

A subprime loan means lending an amount below the 'prime' rate of interest to people with low credit ratings. Thus, it is given to...

How to get Small Loans and Grants for Women

When a woman starts a business of her own, she may have to face many challenges. The act of balancing family and employment commitments...

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